Pro & Commercial Credit Solutions
Maximize your buying power and business opportunities with PRO and Commercial financing options from Floor & Decor.
Are you a homeowner? Go to our Consumer Credit Center to learn more about the Floor & Decor Consumer Credit Card.
Or 180 days special financing with a Floor and Decor PRO Premier credit card for your business
No interest if paid in full within 180 days* On purchases of $299 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 180 days. Minimum monthly payments required.
Special financing makes it easy to buy now and tackle any project. Start today!
As a cardholder, You will have access to these benefits:
Unsecured revolving credit line
Promotional financing available*
Convenient monthly payments
Online account management
No annual fee**
No annual fee**
Manage Your Account Online
Commercial Business Account
Commercial Business Accounts are designed for contractors, developers and others who have ongoing business in the construction industry. If you feel a Commercial Business Account is appropriate for your company, please contact your Floor & Decor Sales Associate or the PRO Desk at one of our store locations.
Net 30 Terms - Payment due 30 days after delivery of material
Reserve inventory for the length of each project - no prepayment required
Separate Job Account Credit Lines available for mid to large scale projects
Itemize billing invoices coded with job/PO references to simplify accounting
Track spending across multiple projects and purchase orders
Find Your Local Store^Subject to credit approval. In order to qualify for this offer, you must use your Floor & Decor PRO Premier Credit Card to make a qualifying purchase between 01/01/2026 12:01a.m. ET and 06/30/2026 11:59p.m. ET. Qualifying purchase[s] must post to your account by 07/07/2026. For accounts that qualify, a 5% statement credit will post to your account within 60 – 90 days. This offer is not combinable with any special financing offer. Account must remain open, in good standing, and not become delinquent at the time the statement credit is applied. Offer may only be redeemed by the eligible participant presented with the offer, such eligibility to be determined by Synchrony Bank in its sole discretion. Statement credit cannot be used to satisfy the required monthly payment on your Floor & Decor PRO Premier Credit Card account and may not be redeemed for cash or cash equivalent.
*No Interest if Paid in Full in 180 Days on purchases of $299 or more made with your PRO Premier Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. This 180-day promo is the same as the 6-month promo. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. The promotional period may be displayed as 180 days or 6 months although your billing statements will display the promotional period as 6 months. New Accounts as of 02/01/25: Purchase APR is 26.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this promotional financing offer at any time.
**For new accounts: Purchase APR is 26.99%. Minimum Interest Charge is $2.